Steven Garofalo
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WILL YOU BURN OUT OR RUST OUT? A Biblical Model For Retirement
By Steven Garofalo, April 20, 2023 (Copyright 2023)
April 20, 2023

A BIBLICALWhat do you plan to do in God’s service with the freedom and time of retirement once you have it? Will you serve God or self? The choice is yours as it is mine. As crazy as the times seem, there is an exciting mission to be accomplished in the present and into your older years-if God gives your and I those years. The elephant in the room is one simple question.  Will you burn out or rust out?

I befriended a Jamaican man who was born in Jamaica over ten years ago. He was from the same part of the Washington D.C. area as I was so had some commonalities. Politically speaking, we were about as opposite as they come on most issues, but we were friends because we respected one another’s political beliefs and held a common bond regarding respect and decency for one another regarding how we see right and wrong. One day this man and I were speaking when he said to me, “Steve, I don’t understand American retirement”. Only in America do people retire on pensions and other wise in such large numbers.” His mother had a pension from the Federal government by the way. And then he went on to say something that stuck with me to this day. He said, “Steve, in my country (Jamaica), it’s not uncommon to see an 80 year old man ride his bicycle to work each day. He won’t work a long laborious day, but he goes to work each day”.

When I look around the world, what I see is a Western, and certainly an American sense of entitlement. I concluded that this is some kind of malformed misconception of retirement that leads to the same Davidic mess that King David got into with Bathsheba due to the simple element of idol living and relaxation with out mission. I searched the Bible and can find a single example or even the concept of retirement. When I look around the world, retirement is not a concept available to most outside of the most wealthy in society.

As I was reading in my Bible this morning, I ran across a passage that tells us something about God’s idea of retirement in light of the life of Moses and Aaron. To put what we are about to share with you in its proper perspective, I want to clarify that I am not putting down the ability to retire-only what we do with our time once we have retired. In America, I do have a serious concern about government retirement plans that are 90% or more unfounded-due to be paid for on the backs of our children and grand children. Most all of the 550 plus government pensions in the United States alone  are not made up of money saved by the individual or any literal savings, but are based on profit projections in stock market-where there actual pension plans reside. In other words, those pensions are based on a gamble or premise that the stock market stays in tact and profitable. Sadly, in most cases, government pensions are not paid for by money or investments but on the backs of our children and grand children through high taxation. In either case, I see both as unwise and immoral on behalf of the keepers of those funds. What happens is the stock market fails? What happens if the young people leave the country-as is the case in many European countries, to find a better place to live with lower taxes? To look at what proper view of retirement is, we must turn to God’s word to see retirement from a biblical perspective.

Part of the answer can be found in Exodus, whereby Moses and Aaron go before Pharaoh at God’s command to tell Pharaoh to let His people, the Israelites go to worship God in the wilderness for three days. Keep in mind two things. First, Moses and Aaron were living out their God given mission into their 80’s. They could have kicked back and relaxed but they didn’t. Instead, they worked hard up until they were called home to be with the Lord. Moses died at 120 years old. His life can be considered tragically premature, because it came before completing his life mission to reach the Promise Land. Despite the fact, Moses and Aaron had no retirement plans in mind and worked into their older years. Please read the following passage.

“7 And the Lord said to Moses, “See, I have made you like God to Pharaoh, and your brother Aaron shall be your prophet. You shall speak all that I command you, and your brother Aaron shall tell Pharaoh to let the people of Israel go out of his land. But I will harden Pharaoh's heart, and though I multiply my signs and wonders in the land of Egypt, Pharaoh will not listen to you. Then I will lay my hand on Egypt and bring my hosts, my people the children of Israel, out of the land of Egypt by great acts of judgment. The Egyptians shall know that I am the Lord, when I stretch out my hand against Egypt and bring out the people of Israel from among them.” Moses and Aaron did so; they did just as the Lord commanded them. Now Moses was eighty years old, and Aaron eighty-three years old, when they spoke to Pharaoh (Exodus 7:1-7 ESV).”

Moses and Aaron obeyed the Lord. The ages of these two major biblical figures are given by God for a reason. Moses was 80 and Aaron was 83. This is important because often in the Old Testament the age of a prominent figure is given when a major even was about to occur such as Genesis 16:16 whereby, “Abraham was eighty-six years old when Hagar bore Ishmael to Abram”. After 40 years in the wilderness wondering Moses died at age 120 (Duet. 34:7) and Aaron at 123 years of age (Numbers 33:38-39).

In a sense, these men had lived a lifetime of service to God up until 80 and 83 years of age (Psalm 90:10)-before their principal life work had even begun! Moses was to lead the nation of Israel for another forty years before he died (Duet. 29:5; 31:2; 34:5). Aaron died in the same year as his younger brother, at the age of 123 (Numbers 20:22-29; 33:38-39).

Now for what this means for you and I. I would ask you to pause just a minutes and read this passage for yourself and think about the concept of retirement for yourself. My teacher and mentor of 19 years, Dr. Norman Geisler once told me, “Steve, I will burn out, not rust out”. When Dr. Geisler passed away in his mid-80’s, I was speaking a friend who lives in the State of Tennessee. She told me that just a few weeks before his passing, that he had been out to her church to speak. He wasn’t as spry as he once was, but he showed up to fulfill the important mission God had given him during his shore 80+years on this earth.

Having said all of this, some of us reading this today have a pension or the financial means to retire now or in the future. Good for that. The point is not to criticize retirement but to look at what we plan to do in God’s service with that freedom and time once we have it. Will we serve God or self? The choice is yours as it is mine. As crazy as the times may seem, God has an exciting mission for you to be accomplished in the present and into your older years-if God gives you those years. The elephant in the room is one simple question.  Will you burn out or rust out?

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DO PETS GO TO HEAVEN?

When I was in seminary, the question was raised as to if pets or animals in general go to heaven. Our professor, Dr. Norman Geisler said this: “Jesus Christ came to earth and died on the Cross for the human race, not animals.” I was working out at the gym one day when one of the regulars, who had just moved to Charlotte, NC from California told me that one of her beloved dogs died; and would that dog go to heaven. I have her the same answer. But, was that the whole story? That’s what we are going to look at today.

In a peace by Michael Housman, Founder of GotQuestions.Org, Housman wrote that “The BIble does not give any explicit teaching on whether pets or animals in general have souls, or spirits, or whether pets and other animals will be in heaven.

His answer was short but the animals not having souls maybe up for debate.

We can use general biblical principles to develop some clarity on the subject though Housman wrote. The Bible states that both man (Genesis 2:7) and animals (Genesis 1:30; 6:17; 7:15 and 22) have the “BREATH OF LIFE” that is, both man and animals are living beings. Furthermore, the primary difference between human beings and animals is that humanity is made in the image and likeness of God (Genesis 1:26-27), while animals are not.

Being made in the image and likeness of God means that human beings are like God in some ways; they are capable of spirituality; they have a mind, emotion, and “will”; and part of their “being” continues after death.

If pets and other animals do have a “soul” (or spirit or immaterial aspect), it must therefore be of a different and lesser “quality”. This difference possibly means that pets and other animal “souls”  do not continue in existence after death.

Another factor to consider regarding whether pets will be in heaven is that animals are a port of God’s creative process in Genesis. God created the animals and said they were good (Genesis 1:25). Therefore, there is no reason why there could not be pets and animals on the NEW EARTH as described in (Revelation 21:1). 

In the end, there will most definitely be animals during the millennial kingdom (Isaiah 11:6; 65:25). It is impossible to say definitely whether some animals of these animals might be the pets we had here on earth. We do know that God is just and that when we get to heaven, we will find ourselves in complete agreement with His decision on this issue, whatever that turns out to be.

So, there you have it. I think that’s the best answer on the subject in all honest. Please remember to SUBSCRIBE to our channel and check out StevenGarofalo.Com for exclusive content and early release of our two weekly podcast.

Until next time, I’m your host Steven Garofalo, and this is your reason for truth for today.

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AN ETHICAL ECONOMY IS GOOD FOR ALL
By Steven Garofalo, May 2, 2025

WHAT MAKES A GOOD ECONOMY

Government corruption comes to the advantage of a few-but at the expense of many if not all the rest of society. Today, I am going to show you through Ecclesiastes 5:8-9 that vanity and wealth, if not kept accountable, will devour one’s honor and the honor or the nation in whole. Let’s get started.

The Vanity of Wealth and Honor is an interesting subject in light of wealth, corruption, and the human heart. This subject effects many things, including what makes a good economy. 

In the Book of Ecclesiastes, chapter 5, verses eight to nine, Solomon says the following:

Ecclesiastes 5:8-9
“8 If you see in a province the oppression of the poor and the violation of justice and righteousness, do not be amazed at the matter, for the high official is watched by a higher, and there are yet higher ones over them. 9 But this is gain for a land in every way: a king committed to cultivated fields.”

COMMENTARY: There are two things king Solomon is saying here within the theme of the vanity of WEALTH and HONOR. Wealth and honor are two different things, as one can have wealth with or without honor or honor with or without wealth. That being said, let’s look at verses 8 and 9 independently to see the simple message God provides us today through Solomon.

BREAK DOWN
Ecclesiastes 5:8-9

THE ABUSE OF AUTHORITY & WEALTH
 “8 If you see in a province the oppression of the poor and the violation of justice and righteousness, do not be amazed at the matter, for the high official is watched by a higher, and there are yet higher ones over them." 

COMMENTARY: Verse 8 clearly illustrates that there is a corruption at every level of government, with higher level oppressors plundering the equally oppressive lower-level magistrates. This perhaps explains the st state of America and the world. With blackmail running. Rampant and the public sector unchecked, they have been robbing the everyday citizen of their hard earned money. As a result, the system became insulated and division between the haves and have nots became more defined. When the high level government officials rob and abuse those below them, someone above that person robs and abuses the higher level person himself.

In America, where we print money out of thin air for the world, in this short period of history, there is little need to plunder those under one authority because there is so much to steal that those in authority can simply pay them off or blackmail them; whichever is most convenient. Either way, Solomon makes abundantly clear that when there is nobody minding the ship, evil perpetuates to the point of overtaking the government in whole. As a result, we end up with a 2024 government, riddles with corruption, immorality, blackmail, lawlessness, and all other things evil due to the lack of God-ness which equates to “goodness”. 

Economically speaking, when this happens to a country, its own economy begins to decline into debt due to their insatiable desire and emotional need for more money and resources. When resources are stripped and money is squandered, the elite few are smart enough to collect those resources and money and we end up with a U.S. Stock Market where only 5% holds up to 80%  of the entire market wealth. 

WHAT IS THE ANSWER?
The answer and solution is to keep to return to the system we created in the first place which is free market capitalism that allows those who desire to work hard, to have a fair chance at success, making money and turning a fair profit. This is called “honor for everyone”.

HONOR FOR EVERYONE
"9 But this is gain for a land in every way: a king committed to cultivated fields.”

CONCLUSION:

Government corruption comes to the advantage of a few-but at the expense of many if not all the rest of society. Vanity and wealth, if not kept accountable, devours one’s honor and the honor or the nation in whole. Solomon (Qohelet) considered goverment to be frustrating becuase it was a necessary evil, something deply flawed but indespsnsible. On the one hand people sould "not be shocked" when they see OPPRESSION and injustice in a governmental province (v.8). After all, bloated government bureaucracy tends to frustrate justice (v.8b). On the other hand, government has it advantages (v.9). Many hold to the belief that this verse continues the negeative assessment of government. Others see this passage better understood more positively since it fits with Qohelet's normal pattern of "on the one hand, on the other.." way of teaching. 

Even a corrupt government is better than anarchy, which devastates a country, it's culture and in Solomon's time, an agrarian economy that would lead to starvation. Keeping to God's ways is the only solution to man's sinful nature; especially in governmental rule. In the end, a king who devotes himself to developing the resources of the land ushers in a systems that brings the opportunity for profit to all, not just the corrupt few.

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SOLA SCRIPTURA
A Protestant & Catholic View Comparison

I grew up Catholic and now go to a Protestant or non-Catholic church in Charlotte, NC. Michael Houdmann, Founder and CEO of GotQuestions.Org writes that a major difference between the two boils down to believing in the Bible alone as God's word verses believing that God's word plus man's input as the divine inspired word of God.

WHAT DO PROTESTANTS BELIEVE?

A major difference is the issue of sufficiency and authority of Scripture. While Protestants believe that the Bible alone is the source of God's special revelation to mankind, it also speaks to everything we need to understand as necessary for our salvation from sin.

Protestants view the Bible as the STANDARD for Christian morality and ethics which governs our behavior. This is called sola scripture and is one of the five Solas in Christianity. (Solas meaning "alone" in Latin. 2 Timothy 3:16-17 makes clear that "All Scripture is breathed out by God and profitable for teaching, for reproof, for correction, and for training in righteousness, that the man of God may be complete, equipped for every good work” (ESV).

WHAT DO CATHOLICS BELIEVE?

Catholics do not believe in sola scriptura hence do not believe that the Bible alone is sufficient. They see both the Bible and sacred Roman Catholic tradition as equally authoritative and binding on the Christian. While not all Catholics hold to doctrines such as purgatory, praying to the saints, worship or veneration of Mary, etc., the Catholic doctrine hold to them even though they have little or no mention or basis in the Bible. In truth, these doctrines are based on Roman Catholic traditions based on the Catholic Church's insistence that the Bible and tradition are equal in authority. The problem with this is that it undermines the sufficiency, authority, and completeness of the Bible. The view of Scripture is at the root of many, if not all, of the differences between Catholics and Protestants.

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